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Identity Theft Links

When consumers (knowningly) sign up for credit monitoring, it is typically to protect against identity theft. Unfortunately, credit monitoring services can only alert you to identity theft after you have become a victim.

The links below provide a solid background on the problem of identity theft as it relates to your life. Armed with this knowledge, you can make better choices to prevent identity theft from happening in the first place.

 

Identity Theft

Identity Theft Resource Center

This non-profit organization is dedicated to "helping people prevent and recover from identity theft." It has been an excellent resource in researching this article. Here are a few highlights:

 

Reducing the Risk of Identity Theft (Privacy Rights Clearinghouse)

An exhaustive list of of tips (46 of them), resources and background information on identity theft. The Privacy Rights Clearinghouse is a non-profit consumer information and advocacy organization.

Tip #12 in the guide gives this advice on credit monitoring: "We do not endorse credit monitoring services because we believe that individuals should not have to pay a fee to track their credit..."

 

ID Theft (from the FTC)

This is the Federal Trade Commission's site to educate consumers about identity theft and provides useful first steps to take if you become a victim.

 

Originally Published:  Saturday, March 10, 2007, 4:00 PM PT

Last Updated:  Saturday, July 16, 2011, 7:00 PM PT

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Credit Monitoring: Prudent or Pointless?

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